Pet Health Insurance Coverage

A reduction in students applying for and being accepted into veterinary colleges, costly cutting edge hardware, liability insurance coverage, costly prescribed medicines, and the cost of maintaining a veterinary clinic/office has actually pumped up pet owners veterinary expenses to never before seen prices. When the cherished household pet unexpectedly becomes sick or is hurt in a freak crash several pet owners find themselves required to place the household pet to sleep in a decision called economic euthanasia. Numerous household pets could have been saved from economic euthanasia if their owners had decided to purchase animal health insurance coverage.

The cost of veterinary services for the average dog owner is roughly $250 per appointment. The average dog owner will certainly go to the local veterinary surgery roughly 2.8 times a year. The normal reasons for dog owners to take the household dog to the local animal medical practitioner is for routine health care such as physicals, vaccines, oral work, neutering or spaying, nail cutting, and heartworm examining.

Dog comprehensive medical insurance coverage is insurance coverage that helps to pay veterinary costs if your household pet becomes sick or is hurt. Concerning the policy you purchase, your family members might be repaid if your household pet is taken, does not return, or passes away. Dog owners purchase animal health insurance coverage for a few various reasons. The major explanation individuals purchase pet comprehensive medical insurance coverage is to help pay unforeseen and remarkably costly veterinary expenses. In several instances the acquisition of pet comprehensive medical insurance coverage can be the difference in between a recuperation and economic euthanasia for several household pets.

Dog comprehensive medical insurance coverage is not a new principle. Equine riders have actually been guaranteeing their valuable and pleasurable mounts from significant medical expenses and the fatality/mortality for years. In Europe health-care protection has actually been accessible from the 1940′s and roughly 25 % of all British pet owners have some kind of pet comprehensive medical insurance coverage. It is estimated that virtually 50 % of all adored household pets have some kind of pet comprehensive medical insurance coverage. All developed countries offer some kind of pet comprehensive medical insurance coverage.

Numerous dog owners in the Uk additionally hold a sort of insurance called Third Party Liability insurance. This insurance came to be popular after the 1971 animals act came into being; this act mentions that if a canine is directly liable for a crash, like a vehicle crash, the dog’s owner will certainly be held liable.

Animal comprehensive medical insurance coverage does not normally include possible hereditary ailments, pre-existing ailments, and ordinarily include a cap on surgical treatments and other miscellaneous medical costs. Some pet insurance businesses will certainly additionally include the cost of boarding your pet at a neighborhood kennel or veterinary hospital.

ACL or Torn Cruciate Ligament Knee Injuries in Dogs

Meet Jack…an English Bulldog with a great  outdoor job and an exciting story to tell. Sadly, Jack’s career was almost derailed due to an unexpected injury. Like so many NBA stars and skiers, Jack hurt his knee and was sidelined for many weeks. Thankfully, prompt care and a great surgery team got Jack “back on the road again!”
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Just one look at Jack and you can tell that this is a dog meant for bigger things. From blogging about his travels as New Mexico’s Canine Travel Reporter to his awards from the governor, Jack oozes confidence and excitement. So, when Jack ruptured his cruciate ligament, neither he nor his human partner, Jill, were going to let anything stand in the way of his speedy return to the spotlight.

Stifle xray resize ACL or Torn Cruciate Ligament Knee Injuries in Dogs

Normal Stifle x-ray

Like people, dogs have two cruciate ligaments to help provide support for the knee. Their presence keeps the femur and tibia from sliding around and destabilizing the joint. According to veterinary surgeon, Dr. Phil Zeltzman, repairing torn a cruciate is the most common surgery at veterinary surgery centers. He adds that certain breeds (Labradors and Rottweilers) show up with this injury more frequently than other pets.

Dogs can rupture these ligaments with sudden twisting movements while running or even from slipping on ice. In Jack’s case, a sudden meeting with a child’s snow sled was enough to cause the injury. After seeing Jac

k limp into the house that snowy day, Jill knew an appointment with his veterinarian was needed.

In most cases, diagnosing a cruciate tear simply requires a veterinarian’s examination and, if the patient is not cooperative, a touch of sedation. Palpation of the knee joint is the key to the diagnosis although it is also a good idea to take x-rays of both knees to look for any other problems.

The next step is surgery. According to industry experts, pet owners spend more than $1 billion dollars on cruciate surgeries for their pets each year. A variety of procedures exist to help stabilize the knee, but most surgeons will utilize one of three procedures. Because of Jack’s anatomy, breed and size, surgeons at the New Mexico Veterinary Surgery Center determined that the Tibial Tuberosity Advancement surgery would be the most effective solution.

acl ACL or Torn Cruciate Ligament Knee Injuries in DogsRadiographs to the left show a ruptured ACL ligament in one of my patients, Luna. Compare it to the normal knee and you can see at the 90 degree angle of the x-ray on the left, the femur or the big thigh bone sits almost behind the tibia or the lower leg bone. The cruciate ligament stabilizes the knee. Luna had a TPLO surgery (Tibial Plateau Leveling Osteotomy) performed by Dr. Payne of North Houston Veterinary Specialists. Dr. Payne is a veterinary orthopedic surgeon and travels to the veterinary clinic that requires his services.

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The surgery requires very special instruments and surgical skills for a successful outcome and at Luna’s 6 week check up, she was walking great.

As with any pet surgery, cost certainly is an issue. It is not unusual for these cruciate surgeries to range in cost from $1200 to more than $3000. David Goodnight, CEO of PurinaCare pet insurance says that nationwide, the average cost for this type of surgery is $2500.

Some pet owners will question the need for surgery as fibrous tissue in the dog’s body will eventually stabilize the joint. Sadly, this could lead to bigger problems, including severe osteoarthritis or even a rupture of the ligaments in the other knee. Certainly this route only increases the pet’s discomfort.

After surgery, most dogs feel much better. In fact, it’s a challenge for owners to keep their pets rested during the recovery. Jill recalls her experience with Jack, “Luckily I remembered to always keep him on a leash outside…by day three after surgery, I could see him wanting to run!”

This 8-10 week recovery period is crucial. Too much activity can delay healing at the site or even cause enough damage that a second surgery might be needed! The doggie patients need to stay in a crate when they can’t be supervised, go outside ONLY on a leash and only for bathroom breaks until the surgeon says short walks are ok. Running, jumping and stairs should be avoided.

Jack 5 16 10 423 resize ACL or Torn Cruciate Ligament Knee Injuries in Dogs

Jack has made a complete recovery and is now back educating people about the wonders of New Mexico. But he is not out of the woods yet. About half of dogs who rupture one cruciate will tear the opposite knee’s ligaments. Along the course of his recovery, Jack’s veterinarians have made several recommendations to help him avoid this fate.

First, weight control! Excess weight creates additional stress on joints and can lead to ligament tears.

Next, daily exercise is important. Spending about an hour each day engaged in moderate exercise is not only a good way to keep your dog healthy and limber…it will probably help you too!

Finally, don’t overdo it! You wouldn’t run a marathon without training, so don’t expect your dog to hike 4-5 miles with you immediately.

Your veterinarian will also have some helpful ideas to protect your pet’s joints. Nutraceuticals, like glucosamine or rehabilitation exercises can help strengthen and support the knees.

Cutting Edge Technology Lessens Pain of Surgery!

pupwithvet 150x150 Cutting Edge Technology Lessens Pain of Surgery!Surgery is a scary thought for anyone, but advances in human medicine are helping to make patients more comfortable and shortening stays in the hospital.  Even our pets are now benefiting from these improvements!

In the sci-fy thriller, “Fantastic Voyage,” doctors and scientists are miniaturized and injected into a fellow scientist in order to save his life.  We may need more time to develop that type of technology, but cutting edge innovations are making their way into veterinary offices, providing a higher level of care for our pets.

Laparoscopic surgery, a minimally invasive type of procedure, was first performed on a dog in 1902!  In the intervening years, human surgeons have perfected techniques to removal gall bladders, relieve the discomfort of endometriosis, and even help individuals with morbid obesity.  Many of these techniques have been adapted by veterinary surgeons as well.

A laparoscope consists of a telescoping rod and lens system connected to a video camera and light source.  The surgeon inserts the laparoscope into the patient through a tiny (less than 1 inch long) incision.  The abdomen is then filled with carbon dioxide to create space to work.  Additional attachments, such as scissors, retractors, and devices for placing sutures are introduced and manipulated to complete the surgery.

The biggest benefit to laparoscopic surgery is the reduced need for a large incision in the abdomen.  In the case of human gall bladder removal, traditional surgeries would create an incision about 8 inches long.   With the latest laparoscope, 4 incisions, all less than ½ inch, will suffice to remove the gall bladder.  Smaller incisions mean shorter recovery time, shorter hospital stays, and, above all, less pain.

Veterinarians have seen these benefits and are anxious to export them to our pets.   According to Dr. Markee Kuschel, a veterinarian with the Deer Creek Animal Hospital in Colorado, laparoscopic surgery is becoming a viable alternative for pet owners wanting to provide a human-level of surgical care for their pets.

Surgeries that are considered “routine” by pet owners and veterinarians, such as spaying a female dog or cat, are now considered good candidates for the laparoscope.  Dr. Kuschel states “…the advanced technique of laparoscopic assisted surgery enables better visualization and a reduced chance of hemorrhage during a routine spay.”

And Dr. Kuschel is not alone.  Another surgical center in Colorado performed a small study in which 10 dogs were spayed via traditional surgical methods and 10 dogs were spayed with the laparoscope.  The results of this study show that 90% of the traditionally spayed dogs needed additional pain relief medications after surgery whereas none of the dogs in the laparoscopic assisted group did.  Blood concentrations of cortisol, a good indicator of stress levels, increased only in the traditional group.

These findings, as well as her own observations, have led Dr. Kuschel and her associates to eliminate traditional spays at their hospital.  “The price was significantly higher for the laparoscopic assisted procedure, but we actually did the same number of spays from one year to the next.”

“We increased our level of care and now pet owners actively seek out our services because they know and understand the benefits of this cutting edge technology.”

Veterinarians are not only using this revolutionary new tool for spays, but as an aid to help diagnose disease.  Surgeons are able to biopsy internal organs with laparoscopic surgery and the procedure often requires no more than sedation and a local anesthetic.  Previous protocols for biopsies demand general anesthetic and a prolonged recovery time.   With some laparoscopic biopsies, the patient is often ready to go home in less than two hours!

This high tech gadget can actually save lives too!  Many large and giant breeds of dogs are prone to a twisting of the stomach commonly known as “bloat”.   The occurrence of this emergency and extremely painful condition can be often be prevented by tacking the right side of the stomach to the body wall, preventing rotation.  Prior to laparoscopes, veterinarians would perform exploratory surgery, often generating an incision in excess of six or eight inches.  The modern laparoscope allows this potentially life-saving procedure to be accomplished through an incision just one inch long.

Although this technology is truly leading edge, don’t expect it to show up in all veterinary offices immediately.  For some veterinarians, the initial set up cost of the equipment and time to learn the techniques may not be affordable.

If you are planning a surgery for your pet, ask your veterinarian about the potential for laparoscopic assisted surgery in your area.  To learn more about the advantages of laparoscopy, view the video below. Cutting Edge Technology Lessens Pain of Surgery!play Cutting Edge Technology Lessens Pain of Surgery!